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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Why Everyone Keeps Talking About Student Loans

19 December 2013

Distribution of Credit Card Risk Diverging From Broader U.S. Consumer Credit Trends

17 December 2013

Kaulkin Ginsberg Announces the Launch of Research Fellows Program

16 December 2013

Fed Reports Jump in Credit Card Debt in October

9 December 2013

Unemployment Rate Drops to 7% as U.S. Adds 203,000 Jobs in November

6 December 2013

Commercial Debt Collection Placements Increase in Q3, But Still Down Significantly in 2013

3 December 2013

Credit Card Delinquency Down Year-over-Year, But Up from Last Quarter

20 November 2013

Third Quarter U.S. Economic Growth Stronger than Expected; GDP Up 2.8%

7 November 2013

CFPB Consumer Complaint Data Gives Compliance Clues to Debt Collectors

6 November 2013

The Debt Pipeline: Young Adults Shed Debt During Recession

5 November 2013

Buried in Chase's Legal Battles is a Game-Changer for Debt Collection

30 October 2013

Private Debt Collector Success in UK Should Provide Guidance for IRS

24 October 2013

CFPB: Individuals and Corporations Can be Penalized for Wrongdoing

24 October 2013

Credit Card Debt Falls for Third Straight Month

8 October 2013

Consumer Delinquencies Rise Slightly in Q2 but Remain Near Historical Lows

8 October 2013

As Government Shutdown Looms, CFPB Stays Above Water

30 September 2013

Delinquent Debt Increases 17 Percent Over Past Five Years

27 September 2013

Mike Ginsberg's Musings

24 September 2013

The Glass is Half Full for Collection Professionals

19 September 2013

National Credit Default Rates Decreased in August 2013

18 September 2013

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