Ernest P. Wagner is a Principal of Maurice Wutscher LLP. He practices in the firm’s Commercial Litigation, Consumer Litigation and Cybersecurity Insurance groups, and leads the firm’s Insurance Recovery and Advisory group. Based in Chicago, he also supports the firm’s litigation matters in its Miami office.
Ernest has substantial experience in various types of commercial and insurance litigation. He has conducted more than 35 jury trials, and more than 150 arbitrations for plaintiffs and defendants. He has also successfully represented clients in numerous appeals, in various jurisdictions. Ernest also advises policyholders on insurance coverage matters.
Ernest is a frequent speaker and author on various consumer credit and insurance recovery topics, including:
» New Federal Trade Secrets Act’s Impact on Mortgage Originator Recruiting, ABA Consumer Financial Services Committee Winter Meeting, January 2018;
» “No Standing for FDCPA Allegations of State Procedural Violations,” Consumer Financial Services Law Report, Vol. 21, Issue 2, May 30, 2017;
» Managing Your Cyber Security Risk, Conference on Consumer Finance Law, May 16, 2017;
» A First Look at the FCC’s TCPA Declaratory Rulings, The Consumer Financial Services Blog Webinar, July 17, 2015;
» The FDCPA and Estimates of Mortgage Lenders’ Costs, The Consumer Financial Services Blog Webinar, July 9, 2015;
» TCPA Developments, Chicago Bar Association Consumer Credit Committee, February 2015, and;
» An Adjuster’s Guide to Complying with Post-Loss Conditions, First Party Claims Conference (FPCC), October 2012.
Ernest earned his Juris Doctor from Emory University School of Law in Atlanta, Georgia, and his Bachelor of the Arts from the University of Iowa. He is a member of the Chicago Bar Association, the Illinois State Bar Association, the American Bar Association, the national Mortgage Bankers Association, the American Bankers Association, and RMA International.
6th Cir. Holds Mere Confusion Does Not Impart Article III Standing, Reverses FDCPA Ruling in Favor of Defendant
DC Cir. Holds FDCPA Plaintiff Lacked Standing Under Spokeo
5th Cir. Reverses Sanctions Against Consumer’s Counsel for Failure to Promptly Settle
7th Cir. Creates Split on Spokeo Standing, Rules in Favor of Defendant in FDCPA Disclosure Case
Illinois State Appellate Court Upholds Dismissal of FDCPA and State Law Claims, Finds 4-Year UCC SOL Not Applicable to Credit Card Purchases
8th Cir. Applies ‘Materiality’ Requirement to FDCPA Action, Joining Other Circuits